Insurance Occident
Specialist in protection and planning for international residents in Spain
With over 20 years of experience, Rafael helps foreign families and property owners to ensure their peace of mind and well-being in Spain.
His aim is to simplify processes and ensure that his clients
have everything they need to enjoy their lifestyle in Spain without worry.
Insurance in Spain – What You Need to Know as a Foreign Resident
Moving to Spain or running a business here comes with many exciting opportunities, but also new responsibilities, especially when it comes to insurance. As a local insurance advisor with 20 years of experience helping expats, I understand the unique challenges you face and can guide you in
protecting what matters most.
Key Insurance Needs for Residents
✅ Home Insurance – Spanish policies not only cover fire, theft, and water damage but also include practical services like plumbers, locksmiths, and electricians—essential when you don’t know who to call.
✅ Car Insurance – If you are a resident, you must register your vehicle in Spain. Foreign insurance is not valid here. I can help you find the right coverage.
✅ Funeral Insurance – Spanish bureaucracy can be complex, especially in difficult times. A funeral plan ensures everything is handled smoothly, including repatriation if needed.
✅ Health Insurance – While Spain has a public healthcare system, waiting times can be long. A private health policy gives you fast access to top medical care.
If You Run a Business in the Area
✅ Liability Insurance – Essential to protect your business from legal claims.
✅ Income Protection – If you are self-employed, being unable to work due to illness or injury can be a financial risk. A tailored policy can provide peace of mind.
✅ Health Insurance for Business Owners – Faster medical treatment means less downtime and more productivity.
✅ Employee Insurance – Attract and retain staff with competitive health and life insurance benefits.
I offer expert, tailored advice in English and German.
Whether you prefer to meet at my office or in the comfort of your home, I am here to help. Contact me today for a free consultation!
Rafael Sampedro Izquierdo
Mediador Registrado nº CO46828594926S
C/ Soledad 1, Ed. Solano Local 2
11130 Chiclana de la Ftra.
956408233 / 659293766
rafael.sampedro@occident.com